welcome to
CLOUD SERVICE
ABOUT ME
name: cloud
prounce: she/her
terms to use: ms. cloud
a short introduction about me. this service is only for my side hustle and not my full time. i was once a debtor too so i can understand your sentiments as borrower. the very first rule you need to know and learn is to be honest all the time. i hope we can build a good relationship as well. enjoy my service ^^as i do have work as well kindly expect a slow reply. if there is still no response and i am still actively posting kindly UP your DM. considered no response means all slots are taken and already CLOSE
INQUIRY FORM
✎ name:
✎ age:
✎ fb link:
✎ source of income:
✎ amount & dop:
✎ reason:
✎ pendings (usn + hm + dop):
✎ past transaction:
KINDLY TAKE NOTE:✓ COLOR CODE:
⚪️ OPEN
⚫ CLOSE✓ read my terms and conditions first before sending your inquiry form
✓ NO and WRONG inquiry form = i won't be responding
✓ NO to minors with NO PAST TRANSACTION
✓ strictly 0-1 pending ONLY
a detailed terms & conditions, please take time to read as it may answers all your questions:
📌 TERMS & CONDITIONS
📌 borrow ONLY the amount you can pay
📌 once the money has been sent, there is NO CANCELLATION
📌 cancellation requires fifty percent (50%) of the interest fee and only applicable on THE DAY OF AVAIL
📌 providing your personal information and proceeding means YOU AGRRED with the terms and conditions
📌 the DOP and rates are ALL FIXED wether you settled it early
📌 DISCOUNTS can be given to specific clients. details on HOW TO GET YOUR DISCOUNT can be seen on rates and computation :)
📌 late payer will take 3 DAYS to renew (depends on how long you were late)
📌 FIVE CONSECUTIVE TRANSACTIONS WITHOUT LATE will recognized as trusted clients and can avail any amount, discounts and flexible DOP
📌 transactions with 3 consecutive lates will result on being BANNED at my service
⚠️ ADDITIONAL FEES
⚠️ LPF PER HOUR = 25 PHP;
this will run after 5 minutes has passed from the time of your payment (TOP)
⚠️ more than 3 hours late without prior notice of being late; equivalent to warning post
⚠️ LPF PER DAY = 130 PHP;
only applicable if approved for a day of extension
⚠️ requisition for a day of extension needs to be submitted BEFORE THE DAY OF PAYMENT (DOP).
⚠️ i will NOT ENTERTAIN request for a day extension on DOP unless emergency (strong valid proof is needed with being very selective for approval)
⚠️ maximum of 2 DAYS EXTENSION only
🚩 WARNINGS
🚩 3 HOURS UNRESPONSIVE = warning post
🚩 6 HOURS UNRESPONSIVE = warning post including some of your details
🚩 12 HOURS UNRESPONSIVE = exposing you on social media and contacting your contact persons
🚩 24 HOURS UNRESPONSIVE = exposing you on social media and contacting your contact persons which consist of people that DOES NOT INCLUDE ON YOUR GIVEN CONTACT PERSONS
🚩 I have the rights to take LEGAL ACTIONS using our agreed terms and conditions with your hand written agreement included if ever you have violations
🚩 Acknowledgement of note, reminder, receipt and warning is a MUST. 3 hours without acknowledgement since sent will be given warning post and possibility of exposing with no excuses allowed.
RATES
CLICK CLOUD 'CLOUDCULATOR' BELOW TO HELP YOU WITH THE COMPUTATION
NEW CLIENTS: with zero to 3 succeeding transactions with me
REGULAR CLIENTS: with more than 3 succeeding transactions with me
TRUSTED CLIENTS: with 5 consecutive successful transactions with me without lates and extensions.
DAY | NEW | REGULAR | TRUSTED |
---|---|---|---|
1 day | 0.12 | 0.09 | 0.08 |
2 days | 0.20 | 0.17 | 0.14 |
3 days | 0.28 | 0.25 | 0.20 |
4 days | 0.36 | 0.33 | 0.26 |
5 days | 0.45 | 0.39 | 0.32 |
6 days | x | 0.45 | 0.38 |
7 days | x | 0.51 | 0.44 |
8 days | x | x | 0.49 |
9 days | x | x | 0.54 |
10 days | x | x | 0.59 |
11 - 14 days | x | x | +0.5 / day |
COMPUTATION
note: simply add the lender's fee (rates) to the principal amount.(LOAN AMOUNT)*(RATE) = lenders fee
LOAN AMOUNT + LENDERS FEE = TOTAL AMOUNT TO BE PAIDdiscounts will be deducted on total rates from your chosen dop and NOT from the total amount to be paid.
DISCOUNTS
🏷️ this requires strong proofs for approval
🏷️ discounts can be negotiable once you are declared as trusted client
🏷️ 5% discount can be granted to new clients and 7% discount to repeated client who:
- celebrates their birthday
- celebrates academic achievements
- first time job seeker
- promotion